Health Benefits
Health Insurance
Health insurance is a financial safety net that helps individuals and families manage the costs of medical care. By paying regular premiums to an insurance provider, policyholders gain coverage for a wide range of healthcare services, including doctor visits, hospital stays, prescription medications, and preventive care. This coverage reduces the financial burden of medical expenses, ensuring that people can access necessary treatments and maintain their health without facing overwhelming costs.
Health care coverage that fits your lifestyle
Immanuel offers two types of health plans: a high-deductible health plan with a health savings account (HDHP with HSA), and copay plan called SimplePay. Find the plan that best meets your needs:
- Aetna Broad Network
- Simple Pay
Aetna Broad Network
The Aetna Broad Network is a High Deductible Health Plan. After reaching the deductible, the plan has copays for primary care, specialist visits, emergency room and urgent care visits, outpatient therapy, and prescription drugs.
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Can pair with a health savings account (HSA) to help you cover qualified medical expenses by setting aside money on a pre-tax basis to pay for medical bills and prescriptions.
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Provides broad national coverage using Aetna's Choice Plan.
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Preventative care services are covered at 100%.
*Once enrollment is processed Aetna will mail you a health insurance card. You can also access your cards in the HealthJoy App, Aetna mobile app or at www.aetna.com
When looking for a provider in the Broad Network, please select "Aetna Choice POS II (Open Access)."
Simple Pay
SimplePay Health simplifies your healthcare experience through concierge customer service and a simplified plan design. An alternative health plan that saves you money without sacrificing top-quality healthcare.
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Provides coverage through Aetna's broad network with a personalized approach.
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Know the cost of services ahead of time with price certainty.
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Allows you to pick your provider based on cost & quality.
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Copay plan design with no deductible and no coinsurance.
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No payment to providers or pharmacies at the time of visit. SimplePay pays Providers upfront and sends you one monthly bill.
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Can be paired with a health care flexible spending account (FSA) to set aside pre-tax money for eligible medical expenses.
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Per IRS requirements cannot be paired with a health savings account (HSA).
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*Once enrollment is processed Meritain/SimplePay Health will mail you a health insurance card. Starting January 1, 2024, access the mobile app or create an account on www.simplepayhealth.com to get a temporary card!
Additional Resources
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- 2024 Simple Pay Benefit Summary
- 2024 SimplePay SBC
- SimplePay (Meritain) Machine-Readable File
- SimplePay Authorization Form – After completing your enrollment, SimplePay does require an authorization form to enroll in plan.
- Mobile App:
- SimplePay Member Portal Guide - IOS App
- SimplePay Member Portal Guide Android App
- Free Health and Clinical services
- Ovia Health-App to support fertility, pregnancy and parenting
- Hinge-Virtual physical therapy
- Wondr-Weight management and healthy eating
- Livongo-Diabetes, cardiovascular and high blood pressure (receive a free glucose and blood pressure monitor)
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Aetna
1-866-984-2304
www.aetna.com
Find a Doctor: Aetna Broad Network
1. Go to the Aetna website: www.aetna.com/docfind
2. Click “Find a doctor”
3. Enter zip code
4. Select the Plan: Aetna Choice POS II (Open Access)
SimplePay Health
1-800-606-3564
www.simplepayhealth.com
Find a Provider: SimplePayDifferent ways to find a provider:
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Call Health Valet at (800) 606-3564
Health Pros will be available for the following services:
- Providing provider tiers
- Providing Tier 1 provider recommendations
- Providing pricing for services (doctor visits, surgeries, therapies, etc.)
- Providing pharmacy tiers
- Providing prescription pricing
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Immanuel
Serve with purpose, grow with passion
Choosing Immanuel isn't just a job decision — it's a life decision. Every role creates waves of positive change for seniors across Nebraska and Iowa. We are dedicated to fostering a thriving work environment that empowers our employees to excel and grow. We understand that attracting and retaining top talent is essential for our success, and we believe in providing comprehensive benefits that enhance the overall well-being of our team members.
Have questions or Need help with benefits?