Insurance Benefits

Basic Life and AD&D


This is a benefit paid for by Immanuel. Basic life and AD&D (Accidental Death and Dismemberment) insurance provides essential financial protection in the event of unforeseen circumstances. Basic life insurance offers a financial benefit to your beneficiaries in the event of your death, helping to provide for your loved ones. AD&D insurance complements this by offering additional coverage if you suffer severe injuries or death due to an accident. This combined coverage ensures peace of mind and financial support for you and your family in times of need. At Immanuel, our basic life and AD&D insurance benefits are designed to safeguard your future and provide security for those you care about.

Financial protection for the ones you love


While it can be hard to think about, it’s important to consider what would happen to your loved ones if you were seriously injured or suddenly passed away. Could they pay off your debts? Afford the mortgage or college tuition? To make sure you and your family have financial protection, Immanuel provides basic life and accidental death and dismemberment (AD&D) insurance to eligible employees.


Basic Life Insurance

Life insurance protects your spouse/domestic partner and your children from the potentially devastating financial losses that could result if something happened to you. It provides financial security, helps to pay off debts, helps to pay living expenses and helps to pay any medical or final expenses. 

The basic life insurance coverage provided by Immanuel can deliver money when your loved ones need it most. Upon your death, your beneficiaries will receive your policy payout immediately. And that death benefit is generally not subject to federal income taxes.

Your basic life insurance coverage:

  • Equals 100% of your base salary up to a maximum benefit of $400,000.
  • Is provided at no cost to you. You are automatically enrolled even if you don’t elect health insurance coverage.

  • May be increased if you elect to purchase increments of voluntary life insurance. If you do, you may also purchase life insurance for your spouse/domestic partner and your dependent children.

Group Life and AD&D Plan Summary   


AD&D Insurance

Accidental Death & Dismemberment insurance is part of your basic life insurance and provides specified benefits for a covered accidental bodily injury that directly causes the loss of a hand, foot or eye.

 

  • In the event that death occurs from an accident, 100 percent of the AD&D benefit is payable to your beneficiaries.


Additional Resources

Reliance Matrix

(800) 351-7500
https://www.rsli.com/

Immanuel 

Serve with purpose, grow with passion

Choosing Immanuel isn't just a job decision — it's a life decision. Every role creates waves of positive change for seniors across Nebraska and Iowa. We are dedicated to fostering a thriving work environment that empowers our employees to excel and grow. We understand that attracting and retaining top talent is essential for our success, and we believe in providing comprehensive benefits that enhance the overall well-being of our team members.

Have questions or Need help with benefits?

 

Call the Benefits Call Center Today at (866) 831-8002!