Insurance Benefits

Voluntary Life Insurance


Voluntary life insurance is an optional benefit that allows you to purchase additional life coverage beyond the basic policy provided by your employer. This type of insurance enables you to customize your coverage amount to better meet your personal needs and those of your family. It provides a financial safety net in the event of your death, helping to ensure that your loved ones are supported and your financial obligations are met. With voluntary life insurance, you can select coverage levels that fit your circumstances, giving you greater control over your financial protection. At Immanuel, our voluntary life insurance options are designed to offer you enhanced security and peace of mind.

Add the coverage you need, when you need it


If you'd like to supplement your basic life insurance, or if you want to purchase life insurance for your dependents, Immanuel offers voluntary life insurance coverage through Reliance Standard. This option is especially beneficial if you want to add more protection for yourself at our competitive group rate or if you have a pre-existing medical condition and want to skip health questions.

Voluntary Life Insurance

In addition to the basic life and AD&D insurance provided by Immanuel, eligible employees may purchase voluntary life and AD&D insurance for themselves and their family members. Here are a few things to keep in mind:

  • You must elect coverage for yourself to purchase coverage for your dependents. The maximum amount of coverage you can elect for yourself is $500,000, not to exceed five times your annual base salary. You can purchase up to $100,000 for your spouse/domestic partner, not to exceed 50% of the amount you elect for yourself. And you can buy $10,000 in coverage for your eligible children. 

  • Guaranteed issue amounts are available to new plan participants. When you first enroll, you may purchase up to $200,000 in coverage for yourself, $100,000 for your spouse/domestic partner and $10,000 for your children. Amounts over the guaranteed issue will require evidence of insurability. 

Supplemental Insurance Rate Sheet   

Reliance Matrix Life Insurance from Reliance Matrix on Vimeo.

Additional Resources

Reliance Matrix

(800) 351-7500
https://www.rsli.com/

Immanuel 

Serve with purpose, grow with passion

Choosing Immanuel isn't just a job decision — it's a life decision. Every role creates waves of positive change for seniors across Nebraska and Iowa. We are dedicated to fostering a thriving work environment that empowers our employees to excel and grow. We understand that attracting and retaining top talent is essential for our success, and we believe in providing comprehensive benefits that enhance the overall well-being of our team members.

Have questions or Need help with benefits?

 

Call the Benefits Call Center Today at (866) 831-8002! 

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